BBVA Compass CREDIT PRODUCTS OFFICER I in dallas, Texas
At BBVA, we are working to make banking better for everyone. That is where you come in. We are looking for smart, team oriented people who want to be part of a first-class workforce that gives people the tools they need to meet their financial goals, all while delivering an outstanding client experience. Learn more below.
The key responsibilities of the Credit Products Officer (CPO) revolve around the underwriting and ongoing periodic monitoring of credits to companies within the Corporate & Investment Banking (CIB) line of business. Their main objective is to ensure that the credit risk assumed by the Bank complies with BBVA Compass Credit Policies and Procedures which govern the Bank’s risk appetite.
The CPO is expected to perform the activities detailed below in addition to any other sector/portfolio analysis requests made by senior management.
Complete due diligence
Conduct financial modeling (projections for term debt and transactions)
Underwrite credit (new / renewals / modifications)
Participate in the credit approval process.
Negotiate credit (with Client Manager involved as needed)
Reviewing closing documents and ensuring proper booking of transactions
Monitor financial statements, borrowing base, covenant compliance, exception management overdrafts and ACH approvals
Contribute to client planning sessions
Work with Client Managers on capital structure idea pitches to clients and prospects
Coordinate with the Client Manager to perform relationship reviews to determine appropriateness and competitiveness of credit package
Monitor industry trends in their assigned portfolio
Travel as necessary to attend meetings with clients and prospects
Candidates must possess superior verbal, written, and organizational skills. Individuals must be able to prioritize tasks demonstrating both management skills and ability to achieve communicated deadlines. High integrity and respect for confidentiality are invaluable. Proficiency in Microsoft Office (Excel, Word, PowerPoint) and understanding of financial statements.
Bachelor’s degree in business related field business with emphasis in management, accounting, finance, or a related field. Formal credit or commercial loan training is a plus. MBA will be viewed favorably.
Position may be located in Dallas, TX (preferred) or Houston, TX.
Job ID 2018-113860
Site Name TX-DALLAS-CORNERSTONE MAIN
Category CORPORATE RISK
Work Location US-TX-DALLAS
FLSA Status EXEMPT
Type FULL TIME
EOE Statement Equal Opportunity Employer - Minority/Female/Disability/Veterans.